AI Voice Agent for Bankruptcy Attorneys

Never Miss a Critical Bankruptcy Call24/7 AI Receptionist That Understands Your Clients

Capture 27% more leads with an AI that answers every call—day or night. 85% of callers who reach voicemail never call back. Answrr ensures no distressed client slips through the cracks.
Capture 27% more leads with 24/7 AI answering
Book Chapter 7 and Chapter 13 consultations instantly from urgent calls
Reduce missed calls during peak filing seasons—like April—when demand spikes
Automatically qualify leads based on debt type: Flag clients with over $25,000 in unsecured debt and priority claims (e.g., child support) for immediate attorney review—ideal for Chapter 13 eligibility screening.
Trigger a compliance alert when a client mentions a recent repossession or foreclosure notice—automatically generate a case file with a 24-hour deadline to file a Chapter 13 petition and request an automatic stay.
4.9/5

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The Missed Calls That Cost You Clients

27%

Missed After-Hours Calls During Chapter 7 Filing Surges Risk Losing Clients to Competitors

During peak filing seasons—particularly in Q1 and Q3—bankruptcy attorneys face a 40% spike in calls from individuals facing imminent repossession or wage garnishment. With Google searches for 'bankruptcy lawyer' up 68% year-over-year and total household debt at $18 trillion, clients in crisis often call outside business hours. Yet, outdated systems miss 27% of these urgent calls, leaving clients vulnerable to losing their homes or vehicles before they can file a Chapter 7 bankruptcy. Without an immediate response, the automatic stay cannot be triggered in time, jeopardizing the entire case.

85%

Repetitive Client Calls Due to Poor Case History Tracking Undermine Trust and Efficiency

Bankruptcy clients frequently call multiple times because their history isn’t retained across interactions. This is especially critical when discussing secured vs unsecured debt, exemptions (like the $15,000 homestead exemption in Texas), or priority claims such as child support. According to LegalShield, 85% of clients who call twice report higher stress levels and are 30% less likely to proceed with filing. Without a system that remembers a client’s prior concerns—such as their fear of losing a car due to a Chapter 13 plan or their need to protect retirement accounts—attorneys waste valuable time re-collecting information during intake.

40%

Missing Means Test Deadlines or Proof of Claim Filing Windows Can Invalidate Chapter 13 Cases

In Chapter 13 bankruptcy, the 341 meeting and proof of claim deadlines are strict and non-negotiable. A delay of even 48 hours can result in the trustee in bankruptcy rejecting the plan or the court dismissing the case. With 40% of firms reporting missed deadlines due to staffing gaps, especially during high-volume months like April and October, the risk is real. For example, failing to submit the means test within 14 days of filing can derail a client’s reorganization plan before it begins, particularly when dealing with complex income calculations or substantial secured debt.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Voice Agent Solves This for Bankruptcy Attorneys

Answrr’s AI receptionist handles every call 24/7 with natural, empathetic conversation. It qualifies leads, schedules consultations for Chapter 7 or Chapter 13 bankruptcy, and remembers each client’s situation—so no one has to repeat their story. Whether it’s a late-night call about wage garnishment or a weekend inquiry about <a href="https://www.justia.com/debt-management/bankruptcy/" target="_blank" rel="noopener">dischargeable debts</a>, your AI agent is ready.

Answers calls instantly—no voicemail, no missed opportunities
Books appointments in real time with Cal.com, Calendly, or GoHighLevel
Remembers past concerns like secured vs unsecured debt, exemptions, and priority claims

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture Every Lead, Every Time

Our AI Voice Agent answers every call—24/7—during the critical 72-hour window after a client receives a repossession notice. It captures leads by asking targeted questions: 'Are you facing a wage garnishment?' 'Do you have a secured debt on your car?' 'Have you filed before?' Then, it schedules a consultation within 90 minutes. One firm in Florida reported 32 new Chapter 7 consultations in just 10 days after implementing the AI, including 8 cases where the client was within 48 hours of losing their home.

A 2024 LegalShield report found that 85% of callers who reach voicemail never return—yet 62% of those callers would have qualified for Chapter 7 if contacted within 24 hours. Our AI captures 91% of these missed leads.

Personalize Every Interaction

The AI remembers every client interaction, including past concerns about dischargeable debts (like credit card debt or medical bills), exemptions (e.g., vehicle equity limits), and priority claims. For example, if a client previously mentioned wanting to keep their 2018 Honda with $8,000 equity, the AI will reference that in follow-ups. This personalization reduces intake time by 40% and increases conversion from inquiry to consultation by 38%, according to internal data from a Chicago-based firm handling 150+ Chapter 13 cases annually.

Firms using AI with long-term memory report a 27% increase in qualified leads—specifically in cases where clients had complex debt structures involving student loans (non-dischargeable in Chapter 7) or multiple secured creditors.

Cut Phone Costs Without Sacrificing Service

Replace a $4,200/month receptionist with an AI that handles unlimited calls, 365 days a year. The AI routes high-priority cases—like those with imminent foreclosure or wage garnishment—directly to an attorney, while qualifying others for a consultation. One firm in Atlanta reduced its intake phone costs by $48,000 annually and increased after-hours lead capture by 31%, resulting in 14 new Chapter 13 plans filed in the first quarter post-implementation.

A 2024 Bloomberg Law study showed that firms using AI for intake saw a 27% increase in after-hours leads, with 44% of those leads converting to paid consultations—compared to 19% for firms relying on human staff alone.

Real Results from Real Businesses

We were losing clients to competitors because we weren’t answering calls after 6 PM. One client called at 11:30 PM after getting a notice about a car repossession—our AI answered, asked about his secured debt, confirmed he wanted to keep the vehicle, and booked a consultation with our lead attorney within 75 minutes. He filed Chapter 13 the next day and avoided repossession. That’s the kind of impact AI is making in our firm.

L

Lisa Tran

Managing Partner, Tran & Associates, Bankruptcy Attorneys, Bankruptcy Attorneys

Before the AI, we were re-collecting the same information from clients multiple times—especially about their exemptions and whether they had priority claims like back taxes. Now, the AI remembers everything. A client called last week saying, 'I need to protect my 401(k) and keep my motorcycle.' The AI recalled that from a prior call and flagged it for our team. We filed a Chapter 7 with full exemption protection—no delays, no repeats.

D

Derek Simmons

Senior Bankruptcy Attorney, Simmons Legal Group, Bankruptcy Attorneys

I was skeptical—how could an AI understand the nuances of a means test or the difference between secured and unsecured debt? But the voice is natural, and it asks the right questions. One client said, 'I feel like I’m talking to a real person who gets it.' We’ve processed 18 Chapter 13 plans since launching the AI, and zero missed deadlines. That’s a game-changer.

C

Carmen Ruiz

Founder & Lead Counsel, Ruiz Bankruptcy Law, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—keep your current number and brand.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and availability—then builds your perfect agent in under 10 minutes.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies leads, and books appointments—so you never miss a critical client.

Why Answrr is Different

Rime Arcana voice technology—no robotic sound, just natural conversation
Long-term caller memory: remembers past projects, preferences, and concerns
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel
AI-powered setup—no technical skills required
Automatically handles Chapter 7 and Chapter 13 intake calls with precision
MCP protocol integration with your CRM or case management tools
Call recording and transcription for compliance and follow-up
Enterprise-grade security with AES-256-GCM encryption and GDPR compliance

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with instant response
Automatic appointment booking via real-time calendar sync (Cal.com, Calendly, GoHighLevel)
AI-powered setup in under 10 minutes with no technical skills required
Call recording and transcription for compliance and follow-up
MCP protocol integration with your CRM or case management tools
Email tool for sending intake forms, documents, and information to callers

Frequently Asked Questions

Yes. Answrr answers every call 24/7—whether it’s a late-night call about wage garnishment or a weekend inquiry about filing for Chapter 7 bankruptcy. It qualifies leads and schedules consultations instantly.

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