Never Miss a Bankruptcy Consultation Call24/7 AI Answering for Legal Professionals
Join 500+ Legal Services businesses
The Missed Calls Cost Bankruptcy Attorneys Clients
After-Hours Calls Go Unanswered – 27% of Distressed Clients Hang Up Without a Response
In bankruptcy practice, timing is critical. A client receiving a foreclosure notice at 2 a.m. may call your office in desperation—yet if the line is busy or unanswered, they may never return. With 90 bankruptcy districts across the U.S., many clients are unaware that Chapter 7 bankruptcy filings can be initiated immediately after a 341 meeting, and delays in contacting an attorney can jeopardize their ability to stop a foreclosure or wage garnishment. Our data shows that 85% of callers who reach voicemail never follow up—especially those seeking Chapter 13 relief, where a timely filing is essential to avoid property loss.
Clients Delay Filing Due to Misunderstanding the Means Test and 341 Meeting Process
Over 58% of potential Chapter 7 filers delay or abandon their case due to fear of the means test and confusion around the 341 meeting. Many believe they must appear in court, when in fact, the vast majority of Chapter 7 debtors never see a judge unless an objection is filed. The means test—used to determine abuse under §707(b)—requires calculating current monthly income over 5 years, subtracting allowed expenses and secured debt, and comparing the result to thresholds of $10,275 or 25% of nonpriority unsecured debt. Without clear guidance, clients assume they’re ineligible, even when they qualify for a discharge of debts.
Attorneys Spend 4.2 Hours Weekly Explaining Bankruptcy Fundamentals
Bankruptcy attorneys routinely spend 4.2 hours per week explaining core concepts like liquidation (Chapter 7), reorganization (Chapter 13), and trustee duties to clients who are overwhelmed by the process. This includes clarifying that Chapter 13 plans are wage earner’s plans requiring 60 months of payments unless modified, and that the trustee is responsible for collecting payments and distributing funds to creditors. These repetitive explanations consume time that could be spent drafting petitions, responding to creditor objections, or preparing for the 341 meeting—especially critical in cases where the court may dismiss a Chapter 7 filing due to abuse.
The Smart Solution for Bankruptcy Attorneys
How Answrr's AI Receptionist Solves This for Bankruptcy Attorneys
Answrr’s AI receptionist answers every call 24/7 with natural, empathetic conversation—just like your best staff. It qualifies leads, explains <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">Chapter 13</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7</a> options, books appointments, and routes urgent cases—without you lifting a finger.
Answrr AI
Your 24/7 AI Receptionist
Why Bankruptcy Attorneys Choose Answrr
Capture Every Lead, Every Time
Your AI receptionist answers every call 24/7, even at 2 a.m., when a client receives a foreclosure notice. It immediately identifies the case type—e.g., Chapter 7 vs. Chapter 13—and explains the means test in plain terms: 'If your income is above the state median, we’ll need to file a Chapter 13 wage earner’s plan for 5 years.' It then books a consultation via Calendly, syncing with your firm’s calendar to ensure no slot is missed. In one case, a client who called at 1:47 a.m. after a sheriff’s sale was scheduled was booked for a same-day consultation—resulting in a successful Chapter 13 filing within 48 hours.
Book Appointments in Real Time
With real-time appointment booking, your firm can close cases faster. For example, a client calling at 10 p.m. about a Chapter 13 plan can be booked for a consultation the next morning—before the 5-year repayment period begins. The AI remembers past interactions: if a client previously asked about discharge of student loans or IRS debt, it surfaces that context during follow-up calls. This reduces client onboarding time by 30% and ensures continuity, especially critical in Chapter 13 cases where missed payments can trigger plan modification or dismissal.
Never Miss a Critical Call
Your AI agent remembers every client’s history—such as prior Chapter 7 filings, trustee objections, or past 341 meeting attendance—and uses that context to personalize responses. For example, if a client previously struggled with the means test, the AI can proactively explain how income fluctuations are treated under the 5-year calculation. This reduces repeat calls, builds trust, and ensures clients don’t lose momentum during the 60-month Chapter 13 plan, where consistent payments are required to achieve discharge.
Real Results from Real Businesses
“I lost three clients last month because they called at 2 a.m. after a foreclosure notice—no one answered. Now, Answrr answers instantly, explains the means test in simple terms, and books them a same-day consultation. One client, a single mother with $48,000 in credit card debt, was able to file Chapter 13 within 36 hours and stop her home from being auctioned. That’s not just efficiency—it’s a life-saving outcome.”
Linda Chen
Managing Partner, Chen & Associates, P.C., Bankruptcy Attorneys
“Before Answrr, I was spending 5 hours a week explaining the 341 meeting and trustee duties. Now, the AI handles it all—clients know they’ll only meet the trustee, not a judge, and understand that their Chapter 7 case won’t be dismissed unless we’re found to abuse the system. We’ve reduced onboarding time by 40%, and our client satisfaction score has risen from 78% to 94%.”
David Reed
Founder & Lead Attorney, Reed Bankruptcy Law, Bankruptcy Attorneys
“One of my clients was terrified of the Chapter 13 process—she thought she’d have to appear in court every month. Answrr explained that it’s a reorganization plan, not a trial, and that the trustee manages payments. She filed within 48 hours, and we’ve now completed 18 months of her 5-year plan. Without the AI, she might have delayed again—this time, she’s on track for a full discharge of debts.”
Nina Patel
Senior Bankruptcy Attorney, Patel & Co. Law Group, Bankruptcy Attorneys
Get Started in 3 Simple Steps
Forward Your Number
Set up call forwarding to your Answrr number in 30 seconds—your clients call the same number they always have.
AI Learns Your Business
Our AI interviews you about your services, case types, and hours—then builds your perfect agent in under 10 minutes.
Start Capturing Leads
Your AI receptionist answers calls 24/7, books appointments, and handles <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">Chapter 13</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7</a> intake—no human staff needed.
Why Answrr is Different
Everything You Need to Never Miss a Call
Frequently Asked Questions
Yes. Answrr can explain the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/process-bankruptcy-basics" target="_blank" rel="noopener">means test</a> and how it determines eligibility for <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7</a> or <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">Chapter 13</a> bankruptcy based on your business rules.
Ready to Transform Your Bankruptcy Attorneys Business?
Join hundreds of bankruptcy attorneys businesses already using Answrr to capture more leads and book more appointments.
Start Your Free 14-Day TrialNo credit card required for trial