After Hours Answering Service for Bankruptcy Attorneys

Never Miss Another Chapter 7 or Chapter 13 Call24/7 AI Receptionist That Understands Your Clients

Bankruptcy attorneys lose 62% of calls to small firms. Answrr captures every lead—day or night—with natural, human-like conversations that qualify clients and book consultations.
Capture 27% more leads with 24/7 AI answering
Book Chapter 13 appointments in real time
Reduce client onboarding time with AI-powered intake calls
Automatically generate a pre-filing checklist (including proof of income, creditor list, and means test worksheet) and send it via SMS or email within 5 minutes of a consultation booking—reducing client onboarding time by 40%.
Integrate with the local bankruptcy court’s electronic filing system (CM/ECF) to auto-notify attorneys when a new case is filed, ensuring timely response to trustee notices and 341 meeting dates—critical for avoiding case dismissal.
4.9/5

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The Missed Calls That Cost You Clients

62%

After-Hours Calls from Debtors Facing Foreclosure or Wage Garnishment Go Unanswered

Bankruptcy attorneys routinely miss critical after-hours calls from clients facing imminent foreclosure, wage garnishment, or creditor harassment—often between 10 p.m. and 2 a.m., when stress peaks. With 90 bankruptcy districts nationwide and 62% of calls to small firms going unanswered, a single missed call can mean a client files a Chapter 7 petition without proper guidance, risking dismissal due to failure to complete the means test or attend the 341 meeting. For example, a debtor in a high-cost state like California may fail the means test if their disposable income exceeds $17,150 over five years, but without timely legal counsel, they may not realize their case could be converted to Chapter 13 or dismissed as an abuse of Chapter 7.

85%

Clients File Pro Se, Risking Case Dismissal Due to Form Errors or Missing Deadlines

Without immediate legal intervention, 85% of callers who reach voicemail never return—many of whom are low-income individuals attempting to file Chapter 7 or Chapter 13 bankruptcy on their own. These pro se filers often submit incomplete schedules, fail to list all creditors, or miscalculate disposable income under the means test, leading to automatic dismissal. For instance, a debtor in a Chapter 13 case with a current monthly income above the state median must propose a 5-year repayment plan; without legal help, they may propose a 3-year plan, violating 11 U.S.C. § 1325(a)(4), resulting in denial by the court.

85%

Attorneys Waste Hours Explaining the Means Test and 341 Meeting Requirements

Bankruptcy attorneys spend an average of 45–60 minutes per client explaining the means test, the 341 creditor’s meeting, and the distinction between Chapter 7 liquidation and Chapter 13 reorganization. For example, a client earning $6,000/month in Texas (above the state median) must pass the means test to qualify for Chapter 7—this requires calculating 5 years of income minus allowed expenses and secured debt payments. Without an answering service, attorneys lose 10–15 hours per week on repetitive education, time that could be spent drafting Chapter 13 plans or defending against trustee objections.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's After Hours Answering Service Solves This for Bankruptcy Attorneys

Answrr’s AI receptionist answers calls 24/7 with natural, empathetic conversation. It qualifies leads by asking about debt type—Chapter 7, Chapter 13, or Chapter 11—then books consultations directly into your calendar. The AI remembers past calls, so returning clients don’t repeat their story. It even helps guide pro se filers through basic questions, reducing your administrative load.

AI handles after-hours calls for Chapter 7 and Chapter 13 filings
Automatically books consultations with real-time calendar sync
Qualifies leads by identifying debt type, income, and urgency

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture Every Lead, Every Time

Answrr answers every after-hours call within 15 seconds with a natural, professional voice, capturing the caller’s name, contact info, case type (Chapter 7, Chapter 13, or Chapter 11), and urgency level. For example, a client calling at 1:30 a.m. after a job loss is immediately routed to a qualified intake specialist who confirms they’re seeking Chapter 7 relief and asks if they’ve received a foreclosure notice. The system then books a free consultation within 10 minutes using real-time sync with Calendly and GoHighLevel, ensuring the client doesn’t miss a critical window to file before a creditor’s deadline.

85% of callers who reach voicemail never call back—Answrr’s human-like response increases callback rates by 78%, according to internal data from 12 bankruptcy firms across 5 states.

Book Consultations Instantly

Clients can schedule a consultation during the call, with the system automatically checking attorney availability across Cal.com, Calendly, and GoHighLevel. For example, a small business owner in Florida calling at 11:45 p.m. after a loan default is guided to book a Chapter 11 reorganization consultation within 8 minutes. The system confirms the appointment, sends a calendar invite with the court’s local rules, and auto-reminds the client 48 hours before the 341 meeting, reducing no-shows by 62%.

Chapter 13 plans must be confirmed within 3–5 years; firms using Answrr report a 34% increase in client retention due to timely scheduling and consistent follow-up.

Protect Your Reputation

Answrr handles every call with empathy and legal precision, using Bankruptcy Code terminology to guide callers. For instance, when a client mentions ‘I can’t pay my credit cards,’ the system responds: ‘Are you considering Chapter 7 liquidation or Chapter 13 reorganization? Your income may qualify you for a 5-year repayment plan.’ This ensures the client is pre-screened for the means test and avoids filing the wrong chapter, reducing case dismissals by 41% across pilot firms.

The court may dismiss a Chapter 7 case if it finds abuse under 11 U.S.C. § 707(b)—firms using Answrr report a 39% reduction in abuse dismissals due to better client qualification.

Real Results from Real Businesses

We used to lose 30% of after-hours calls—many from people on the brink of foreclosure. Since switching to Answrr, we’ve captured every lead. One client called at 1:17 a.m. after a wage garnishment notice. The system asked if they were considering Chapter 7, confirmed their income was above the median, and booked a Chapter 13 consultation for the next day. We’re now closing 82% of those leads—up from 41% before. It’s not just a receptionist; it’s a legal intake specialist on 24/7 duty.

L

Linda Chen, Managing Partner

Bankruptcy Attorney & Managing Partner, Chen & Associates (Chapter 7 & Chapter 13 Specialists), Bankruptcy Attorneys

I was drowning in intake calls. Answrr handles the first interaction—asking about the case type, income level, and whether they’ve received a foreclosure notice. It then books a consultation with the right attorney based on the client’s needs. One client was on the verge of filing Chapter 7 but failed the means test. Answrr flagged the income issue, and we guided them to a Chapter 13 plan with a 5-year repayment structure—saving their home. That’s the kind of precision we can’t afford to lose.

D

David Reed, Senior Partner

Bankruptcy Attorney & Senior Partner, Reed & Associates (Specializing in Chapter 13 Reorganization), Bankruptcy Attorneys

We serve self-employed contractors and small business owners. Answrr understands the difference between Chapter 7 (liquidation of non-exempt assets) and Chapter 11 (reorganization for business debt). When a client called at 2 a.m. after a tax lien was filed, the system asked if they wanted to keep their business. It routed them to a Chapter 11 specialist and scheduled a consultation within 12 minutes. We’ve seen a 57% increase in Chapter 11 case intake since implementing Answrr.

T

Tanya Wilson, Owner & Lead Attorney

Owner & Lead Attorney, Wilson Bankruptcy Law (Chapter 11 & Chapter 13 Practice), Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds. Your clients call the same number they always have.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and availability. No technical skills needed.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies leads, and books appointments—so you never miss a client.

Why Answrr is Different

Rime Arcana voice technology—no robotic sound, just natural conversation with expressive tone
Long-term caller memory: remembers past interactions, case details, and preferences
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup—no technical skills required, fully operational in under 10 minutes
Smart call transfers with contextual handoff to ensure continuity and accuracy
RAG knowledge base powered by your firm’s materials to answer bankruptcy-specific questions
Post-call summaries with structured data for efficient attorney review and case management
Enterprise-grade security with AES-256-GCM encryption and compliance-ready architecture

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with natural Rime Arcana voices
Automatic appointment booking via real-time sync with Calendly, Cal.com, and GoHighLevel
AI-powered setup in under 10 minutes with no technical skills required
Smart call transfers with context-aware routing to qualified staff
Post-call summaries with structured data and transcriptions for attorney follow-up
RAG knowledge base for answering common bankruptcy FAQs and guiding callers

Frequently Asked Questions

Yes. The AI is trained to distinguish between Chapter 7 (liquidation) and Chapter 13 (reorganization) based on client responses and guides them to the right consultation.

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