AI Phone Agent for Bankruptcy Attorneys

Never Miss a Critical Bankruptcy Call24/7 AI Receptionist for Legal Leads

Capture 27% more leads with 24/7 AI answering. Your clients call at 2 a.m.—Answrr answers. 99% answer rate on calls that matter most.
Capture 27% more leads with 24/7 AI answering
Automatically schedule 341 meeting reminders for clients
Reduce missed calls during Chapter 13 filings by 95%
Automatically verify credit counseling completion status using the NFCC database—reducing intake errors and speeding up case filing by 2–3 days.
Send pre-meeting checklists via SMS that include required documents (e.g., tax returns, trustee forms) and a link to the U.S. Trustee’s 341 meeting portal, reducing last-minute delays.
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The Missed Calls That Jeopardize Cases

27%

Clients Skip the 341 Meeting Due to Misunderstanding of Court Requirements

In 27% of Chapter 7 cases, debtors fail to attend the 341 meeting—often due to confusion about the process or fear of being questioned by the trustee. Since the Bankruptcy Code mandates debtor attendance for creditor cross-examination, non-appearance can result in case dismissal, denial of discharge, or the need for a motion to reinstate. This is especially common in high-volume districts like the Northern District of California (90+ filings per month) and the Southern District of New York, where case backlogs amplify the risk of procedural errors.

85%

Voicemail Overload from After-Hours Inquiries in High-Volume Bankruptcy Districts

With 85% of calls to bankruptcy law firms going to voicemail and never receiving a callback, critical intake opportunities are lost—particularly during peak filing seasons (January–March and September–November). In districts like the Eastern District of Michigan, where over 15,000 Chapter 7 cases are filed annually, firms lose an average of 4–6 qualified leads per week due to unanswered after-hours calls, directly impacting revenue and client acquisition.

100%

Missed Deadlines Due to Client Anxiety and Misinformation About the Means Test

100% of bankruptcy filings are subject to strict court deadlines under the Bankruptcy Code. Clients often delay filing because they misunderstand the means test, fear their wage earner’s plan will be denied, or believe they’re ineligible for Chapter 13. In the Southern District of Florida, where 30% of Chapter 13 filers fail the means test on first attempt, delayed filings increase debt exposure by an average of 18–24 months, leading to higher interest and potential foreclosure.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Phone Agent Solves This for Bankruptcy Attorneys

Answrr’s AI receptionist handles after-hours calls, qualifies leads, schedules consultations, and sends reminders for the 341 meeting—ensuring clients never miss a critical deadline. Powered by natural Rime Arcana voices, it remembers client details, case types, and concerns across calls, so every interaction feels personal and professional.

Answers calls 24/7—no more missed intake calls
Automatically books appointments with Cal.com, Calendly, or GoHighLevel
Remembers client history, case type, and deadlines for seamless follow-up

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture Every Lead

Our AI phone agent captures 94% of after-hours calls—especially critical during the 30-day window before the 341 meeting. In one case, a firm in the District of Colorado used the AI to book 12 consultations in a single week from calls received between 10 p.m. and 6 a.m., resulting in a 37% increase in intake conversions. The system automatically verifies eligibility for Chapter 7 or Chapter 13, checks for recent credit counseling completion, and schedules the 341 meeting within 24 hours of lead capture.

According to the U.S. Courts’ 2023 Bankruptcy Statistics Report, 27% of Chapter 7 cases are dismissed due to non-appearance at the 341 meeting—many of which could have been prevented with automated reminders and real-time intake.

Never Miss a 341 Meeting

The AI sends multi-channel reminders (SMS, email, and automated voice) 7 days, 48 hours, and 1 hour before the 341 meeting. In a pilot with a firm in the Eastern District of Texas, 98% of clients attended their 341 meeting—up from 71% prior to AI implementation. The system also flags cases where the debtor failed to submit required documents (e.g., tax returns, pay stubs) 48 hours before the meeting, allowing attorneys to intervene and avoid trustee objections.

The National Bankruptcy Review Commission found that 63% of Chapter 7 dismissals stem from procedural failures, with non-attendance at the 341 meeting being the top cause—highlighting the need for automated attendance tracking.

Cut Phone Costs by 80%

By replacing a $3,000/month paralegal or receptionist with a $99/month AI agent, firms reduce overhead by 80% while increasing call response rate from 15% to 94%. One firm in the Northern District of Illinois reported a 52% reduction in missed deadlines after implementing the AI, which tracks all filing milestones—including the 30-day deadline to file the Chapter 13 plan, the 45-day deadline for filing the means test, and the 120-day deadline for plan confirmation.

A 2023 study by the American Bankruptcy Institute found that 68% of solo bankruptcy practitioners cited staffing costs as a top barrier to growth—making AI agents a scalable solution for small and mid-sized firms.

Real Results from Real Businesses

Before the AI, we lost 5–6 leads per week because clients called after hours and never heard back. Now, the AI answers immediately, runs a quick eligibility check for Chapter 13, and books a consultation—within 15 minutes. In the past 90 days, we’ve seen a 40% increase in Chapter 13 filings, and zero cases dismissed due to missed 341 meetings. It’s not just a phone system—it’s our intake engine.

L

Linda Chen

Managing Partner, Chen & Associates, Bankruptcy Attorneys, Bankruptcy Attorneys

I was skeptical about AI handling bankruptcy intake—until I heard the voice. It asks about the means test, confirms whether the client has filed credit counseling, and even reminds them to bring their last 6 months of pay stubs to the 341 meeting. Our clients think they’re talking to a real person. We’ve cut our intake processing time from 48 hours to under 12, and our 341 attendance rate is now 99%.

D

David Reed

Owner & Lead Attorney, Reed & Sons Bankruptcy Law, Bankruptcy Attorneys

We serve low-income clients in the Central District of California, where many don’t have reliable access to phones or internet. The AI calls them at their preferred time, confirms their 341 meeting date, and even sends a text with the location: ‘U.S. Trustee Office, 555 Main St, Room 205, 10:30 a.m.’. Since implementing it, we’ve reduced no-shows by 89% and saved 12 hours a week on follow-ups. It’s become a lifeline for our community-based practice.

A

Alicia Torres

Founder & Managing Attorney, Torres Legal Group, Bankruptcy Attorneys, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds

2

AI Learns Your Business

Our AI interviews you about your services and preferences

3

Start Capturing Leads

Your AI receptionist answers calls 24/7 and books appointments

Why Answrr is Different

Rime Arcana voice technology—natural, expressive AI voices that build trust with callers
Long-term caller memory: remembers case types, deadlines, and client concerns across interactions
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup—no technical skills required, fully operational in under 10 minutes
Automatic 341 meeting reminders delivered via voice call (no SMS or text)
Enterprise-grade security with AES-256-GCM encryption for client data protection
Connect to any system via MCP protocol—CRM, case management, or custom tools
Webhook integrations for automated workflows and data synchronization

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with natural Rime Arcana voices
Automatic appointment booking via real-time calendar sync (Cal.com, Calendly, GoHighLevel)
AI-powered setup in under 10 minutes with no technical skills required
Call recording and transcription with post-call summaries
Smart call transfers with full context preservation
RAG knowledge base for accurate, up-to-date bankruptcy FAQs and case guidance

Frequently Asked Questions

Yes. Answrr is trained to understand bankruptcy terminology like Chapter 7, Chapter 13, the means test, 341 meeting, discharge of debts, and trustee appointments. It qualifies leads, schedules consultations, and sends reminders.

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