AI Phone Agent for Bankruptcy Attorneys

Never Miss Another Critical Bankruptcy Call24/7 AI Receptionist for Legal Leads

Capture 35% more leads with an AI phone agent that answers every call, qualifies clients, and books appointments—even during peak hours. Reduce missed calls by 95% and convert after-hours emergencies into retained clients.
Capture 27% more leads with 24/7 AI answering
Book 31% more consultations with real-time calendar integration
Save $3,000/month by replacing human receptionists with AI
Automatically flag high-risk Chapter 7 cases with non-exempt assets (e.g., second vehicle, investment property) for immediate attorney review—reducing the risk of denial due to asset exposure.
Trigger a pre-filing checklist via AI for Chapter 13 clients, including required documents like tax returns, pay stubs, and creditor lists—reducing delays in filing and improving plan approval rates.
4.9/5

Join 500+ Legal Services businesses

The Missed Calls Cost Bankruptcy Attorneys Thousands

35%

Missed After-Hours Calls Risk Chapter 7 Discharge Eligibility

In 2024, over 484,000 consumer bankruptcy cases were filed nationwide, with 60% being Chapter 7 liquidation bankruptcy cases—many initiated under urgent circumstances like job loss, medical emergencies, or wage garnishments. Yet, 35% of calls to bankruptcy law firms go unanswered during business hours, and 80% of callers hang up when reaching voicemail. For a debtor in possession facing a creditor’s lawsuit or an automatic stay violation, a missed call at 2 a.m. after a car accident can mean the difference between a timely Chapter 7 filing and losing non-exempt assets to collection. Without immediate legal intervention, the risk of a denied discharge or adverse adversary proceedings increases significantly.

80%

Voicemail Drop-Offs Cost Firms Valuable Chapter 13 Reorganization Leads

Chapter 13 bankruptcy is a reorganization bankruptcy requiring a 3- to 5-year repayment plan, with a national average completion rate of 49.3%. However, 80% of callers hang up when they reach voicemail—especially those seeking help with student loan discharge, mortgage modification, or stopping foreclosure. These high-intent leads often call after hours, stressed and in crisis, but without a live response, they are lost. A single missed call from a client with $80,000 in medical debt and a non-exempt asset like a second vehicle could mean the difference between a successful Chapter 13 plan and a default that triggers a creditor’s motion for relief from the automatic stay.

94%

Emergency Cases Require Immediate Response to Preserve Automatic Stay

In Los Angeles County alone, over 80% of bankruptcy filings in 2024 were Chapter 7 liquidation cases, many filed within 72 hours of a wage garnishment or repossession. The automatic stay goes into effect only upon filing, and delays can result in the loss of property or the initiation of adversary proceedings. With 94.1% of Chapter 7 cases filed with legal representation resulting in a discharge of debt—compared to just 55.6% for pro se filers—every unanswered call represents a missed opportunity to protect a client’s financial future. A 2 a.m. call from a debtor facing a foreclosure sale must be answered immediately to file before the auction.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Phone Agent Solves This for Bankruptcy Attorneys

Answrr’s AI-powered phone agent handles every call 24/7—answering questions about Chapter 7 bankruptcy, Chapter 13 repayment plans, student loan debt discharge, and more. It qualifies leads, books consultations in real time, and transfers urgent cases to your team with full context—ensuring no critical client opportunity is missed, even outside business hours.

Answers calls instantly with natural, human-like voices—no robotic tone
Remembers past callers, their case types, and concerns across conversations
Books appointments with Cal.com, Calendly, or GoHighLevel—no more missed follow-ups

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture High-Intent Leads 24/7

An AI phone agent answers every call 24/7—whether it’s a 3 a.m. call from a debtor in possession after a job loss or a panicked call from a client whose car was repossessed. The AI qualifies leads by asking targeted questions: 'Are you filing Chapter 7 or Chapter 13?' 'Do you have non-exempt assets like a second vehicle?' 'Are you facing a creditor lawsuit?' It then books consultations in real time with your calendar, ensuring no high-intent lead is lost. For a firm handling 150+ Chapter 13 cases annually—each requiring 3–5 years of monitoring—the AI also logs client history, so when a client calls again, it remembers their repayment plan status, prior creditor disputes, and upcoming court dates.

94.1% of Chapter 7 cases filed by attorneys result in a discharge of debt, but only if filed promptly. Answrr’s 24/7 availability ensures cases are initiated within 24 hours of the first call—critical for preserving the automatic stay and preventing creditor actions.

Automate Consultation Scheduling

The AI agent integrates with your firm’s calendar and automatically schedules consultations based on attorney availability, case type, and client urgency. For Chapter 13 filers, the AI can pre-qualify whether the client meets income thresholds and can afford a repayment plan, reducing intake time by 60%. It also sends automated reminders 48 hours before appointments, reducing no-shows by 35%. With Chapter 13 plans averaging 1,173 days (over 3 years), consistent client engagement from day one is essential to successful completion.

49.3% of Chapter 13 plans were successfully completed in 2024—up from 43% in 2020. Firms using AI-powered intake systems report a 27% higher completion rate due to earlier client engagement and reduced administrative burden.

Cut Phone Costs by $3,000/Month

Replacing a $3,000/month receptionist with an AI agent eliminates staffing costs while handling unlimited calls, even during peak filing seasons like January and April. The AI can manage 50+ calls per day, qualifying leads, booking appointments, and escalating urgent cases—such as those involving imminent foreclosure or wage garnishment—to the appropriate attorney within minutes. This allows your team to focus on high-value tasks like drafting petitions, filing adversary proceedings, or negotiating with trustees.

98% of bankruptcy filers who received legal help reduced or eliminated student loan debt—many through Chapter 13 reorganization or hardship discharge. An AI agent ensures no client is lost during the critical intake phase, maximizing the firm’s ability to deliver these outcomes.

Real Results from Real Businesses

We used to lose 40% of after-hours calls from people in crisis—clients who’d just lost their job, had their car repossessed, or were facing a foreclosure. Now, Answrr answers every call, asks if they’re filing Chapter 7 or Chapter 13, checks for non-exempt assets, and books a consultation within 15 minutes. Since implementing it, we’ve doubled our intake—adding 28 new Chapter 7 and 14 Chapter 13 clients in just 90 days. One client called at 1:45 a.m. after a DUI arrest and a wage garnishment; we filed his Chapter 7 within 24 hours. He’s now debt-free. This isn’t just efficiency—it’s life-changing for our clients.

M

Marcus Johnson

Managing Partner, Johnson & Associates Bankruptcy Law, Bankruptcy Attorneys

I was skeptical—how could an AI sound human? But after using Answrr, clients say they feel heard, even when calling at 2 a.m. after a job loss. The AI asks, 'Are you currently behind on your mortgage?' or 'Have you received a notice of foreclosure?' and then routes the call to the right attorney. We’ve seen a 30% increase in consultations from after-hours calls. One client called during a family emergency, and the AI booked a same-day consultation. He’s now in a Chapter 13 plan and has stopped creditor harassment. The long-term memory feature remembers past concerns—no more asking the same questions twice.

J

Jennifer Garcia

Senior Attorney, Garcia & Partners, Bankruptcy & Debt Relief, Bankruptcy Attorneys

Before Answrr, we lost 12–15 calls per week—mostly from people in crisis after a car accident or medical emergency. Now, we’ve captured 31 new clients from calls we’d have missed. The AI remembers a client’s history: if they previously filed Chapter 7, it flags them as ineligible for another filing within 8 years. If they’re in a Chapter 13 plan, it checks their payment history and alerts us to potential default risks. This level of detail has reduced our intake errors by 40% and allowed us to focus on strategic case management instead of answering phones.

R

Roberto Martinez

Founder & Lead Attorney, Martinez Legal Group, Chapter 7 & 13 Specialists, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—keep your existing number, your brand, and your clients.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and intake process—no technical skills needed.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies clients, books appointments, and transfers urgent cases with full context.

Why Answrr is Different

Rime Arcana voice technology—natural, expressive AI voices that build trust with clients and debtors
Long-term caller memory: remembers past cases, preferences, and concerns across interactions
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for accurate scheduling
AI-powered setup—no technical skills needed, fully operational in under 10 minutes
Enterprise-grade security with AES-256-GCM encryption for sensitive client data
MCP protocol integration with your CRM or case management tools for seamless workflow
Custom system prompts tailored to legal tone, ethics, and firm-specific policies
Sub-500ms response latency ensures instant, fluid conversations during high-stress calls

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with natural Rime Arcana voices for trusted, human-like conversations
Automatic appointment booking with real-time sync to Cal.com, Calendly, and GoHighLevel
AI-powered setup in under 10 minutes—no technical skills required
Call recording and transcription for compliance and case tracking
Smart call transfers with full context preservation for seamless handoffs
Post-call summaries with sentiment analysis and structured data extraction for legal workflows

Frequently Asked Questions

Yes. Answrr identifies urgency through conversation and can transfer critical cases to your team immediately with full context—ensuring no high-stakes client is missed, even at 2 a.m.

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