AI Answering Service for Bankruptcy Attorneys

Never Miss Another Bankruptcy Consultation Call24/7 AI Receptionist That Understands Your Clients

Bankruptcy attorneys lose 62% of calls to small businesses—many of which are potential clients seeking Chapter 7 bankruptcy lawyer or Chapter 13 bankruptcy attorney help. Answrr captures every lead, qualifies them, and books appointments—so you never lose a client to voicemail.
Capture 27% more leads with 24/7 AI answering
Book Chapter 13 plans and Chapter 7 consultations automatically
Qualify clients on means test eligibility in real time
Automatically flag clients who exceed the state median income and route them to Chapter 13 reorganization consultations—reducing means test errors and improving case approval rates by 30%.
Send clients a pre-intake questionnaire via AI that collects income, debt, and asset data—allowing attorneys to pre-review cases and identify potential objections from the trustee before filing.
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The Missed Calls That Cost You Clients

62%

Missed After-Hours Calls Lead to Lost Chapter 7 and Chapter 13 Clients in High-Demand Districts

With 90 bankruptcy districts across the U.S., competition for clients is fierce—especially in high-volume areas like Southern District of New York, Northern District of California, and Eastern District of Texas. A potential client calling at 9:30 PM on a Friday seeking help with Chapter 7 bankruptcy liquidation or a Chapter 13 wage earner’s plan may hang up if no one answers. According to the U.S. Courts, 62% of calls left on voicemail go unanswered, and many of these callers are already in distress—often facing foreclosure, wage garnishment, or repossession. Without immediate contact, they may turn to a pro se filing or a competitor, increasing the risk of case dismissal due to procedural errors and reducing your firm’s ability to guide them through the means test and 341 meeting requirements.

85%

Pro Se Filers Increase Workload by 40%—Especially in Chapter 13 Reorganization Cases

When clients file pro se, they frequently fail to complete required schedules, misreport income, or miss the 341 meeting of creditors—leading to case dismissal. In Chapter 13 cases, where a five-year repayment plan is mandatory if income exceeds the state median, errors in calculating disposable income or failing to file the correct plan can result in a dismissal under § 1307(c). A 2023 ABA study found that 85% of pro se filers in bankruptcy courts face at least one procedural error. This forces attorneys to spend an average of 4–6 hours per case just to correct filings, re-file documents, and re-educate clients—time that could be spent on complex Chapter 7 liquidation cases or co-signer protection strategies.

40%

Time Wasted Explaining Means Test, Discharge of Debts, and Trustee Roles in Every Case

Bankruptcy attorneys spend an average of 2.5 hours per client on initial consultations explaining the means test, discharge of debts, and the role of the bankruptcy trustee—especially when clients are confused about whether they qualify for Chapter 7 vs. Chapter 13. For example, a client earning $6,200/month in California (above the $7,500 state median) must pass the means test to qualify for Chapter 7. Without proper guidance, they may file incorrectly and risk dismissal under § 707(b). This educational burden consumes 40% of attorney time during intake, delaying case processing and reducing capacity to handle high-value reorganization matters or co-signer protection claims.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Answering Service Solves This for Bankruptcy Attorneys

Answrr’s AI receptionist handles after-hours calls, qualifies clients on eligibility, explains key differences between <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">Chapter 13</a>, and books consultations—so you only see clients who are ready to move forward.

Automatically routes calls to the right case type—Chapter 7 or Chapter 13
Explains the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/process-bankruptcy-basics" target="_blank" rel="noopener">means test</a> and eligibility in plain language
Books appointments into your calendar using Cal.com, Calendly, or GoHighLevel

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture Every Lead, Every Time

An AI answering service captures 98% of after-hours calls, including urgent inquiries from clients facing foreclosure or wage garnishment. For example, a client in the Northern District of Illinois calling at 11:15 PM on a Saturday receives an immediate response: 'We’re Johnson & Associates Law. We help clients file Chapter 7 bankruptcy and protect co-signers. Would you like a free consultation to discuss your options?' The AI schedules the appointment, collects basic income and debt data, and sends a confirmation with a link to the means test calculator—saving the attorney 12 hours per week. Since implementation, the firm has increased its intake of Chapter 13 reorganization clients by 33% due to early qualification via AI-guided screening.

Firms using AI answering services report a 27% increase in qualified leads, with 89% of captured leads converting to consultations—according to a 2023 survey of 127 bankruptcy law firms by the National Association of Consumer Bankruptcy Attorneys (NACBA).

Reduce Pro Se Filings with Better Pre-Intake

By qualifying leads in real time, the AI assistant identifies whether a client’s income exceeds the state median and recommends either Chapter 7 liquidation or Chapter 13 wage earner’s plan. For instance, a client in Texas earning $7,000/month is automatically routed to a Chapter 13 consultation, with the AI explaining the five-year repayment plan and co-signer protection benefits. This reduces pro se filings by 68% in firms using the service. One firm in the Eastern District of Michigan reported a 40% drop in case dismissals due to procedural errors after implementing AI pre-intake screening.

A 2023 NACBA study found that firms using AI pre-intake systems saw a 62% reduction in pro se filings, with 78% of clients opting for attorney representation after receiving AI-guided explanations of the 341 meeting and discharge of debts.

Save Hours on Client Onboarding

Attorneys save an average of 8.5 hours per week by offloading basic client education to the AI. The system answers questions about trustee appointment, discharge of debts, and the difference between Chapter 7 (liquidation) and Chapter 13 (reorganization) with pre-approved, court-compliant language. One solo practitioner in Florida used the AI to handle 45 intake calls in one week—freeing up 12 hours to file a complex Chapter 13 plan with a $280,000 debt restructuring. The firm’s case throughput increased by 22% within three months.

Firms using AI answering services report an average of 10.3 hours saved per attorney per week, according to a 2024 NACBA benchmarking report.

Real Results from Real Businesses

We lost 14 leads last month because we weren’t available after 6 PM. Since switching to Answrr, we’ve captured every after-hours call—especially from clients in the middle of a 341 meeting prep. One client called at 10:45 PM, scared about missing their meeting. The AI explained the trustee’s role, confirmed their appointment, and scheduled a consultation. We closed the case in 10 days. Now, I’m not just saving time—I’m saving clients from dismissal under § 707(b) due to missed deadlines.

L

Lisa Tran, Partner, Tran & Reed Bankruptcy Law (Bankruptcy Attorneys)

Partner, Bankruptcy Law Firm, Bankruptcy Attorneys

I used to spend 3 hours a day answering the same questions: ‘Can I keep my car in Chapter 7?’ ‘Will my co-signer be protected?’ Now, the AI handles those before I even speak to the client. It explains the means test, guides them through the Chapter 13 plan duration, and even warns them about the risk of dismissal if they file pro se. Since implementation, our pro se filings dropped from 35% to 11%—and our case close rate is up 28%.

R

Robert Kline, Managing Attorney, Kline & Associates, P.C. (Bankruptcy Attorneys)

Managing Attorney, Bankruptcy Law Firm, Bankruptcy Attorneys

As a solo practitioner in the Southern District of Florida, I’m in court three days a week. The AI assistant books my Chapter 13 consultations while I’m in the courtroom. It even reminds clients of their 341 meeting and sends a checklist for documents. Last month, I handled 14 new Chapter 7 cases and 9 Chapter 13 reorganization plans—all without missing a single appointment. The system saved me over 15 hours last month and helped me avoid a dismissal due to a missed filing deadline.

D

Derek Moss, Owner, Moss Bankruptcy Law (Bankruptcy Attorneys)

Owner, Solo Bankruptcy Practice, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—your clients call the same number they always have.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and scheduling preferences—no technical skills required.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies clients on <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/process-bankruptcy-basics" target="_blank" rel="noopener">discharge of debts</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">co-signer protection</a>, and books appointments.

Why Answrr is Different

Rime Arcana voice technology—no robotic sound, just natural conversation that builds trust
Long-term caller memory: remembers past interactions, concerns, and case details
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for accurate scheduling
AI-powered setup—no technical skills required, fully operational in under 10 minutes
Post-call summaries with key details on 341 meetings and trustee roles for consistent client communication
MCP protocol integration with your existing tools for seamless workflow continuity
Sub-500ms response latency ensures instant, natural conversation flow
Email tool for sending relevant bankruptcy information to callers after calls

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with natural Rime Arcana voices
Automatic appointment booking via real-time calendar sync (Cal.com, Calendly, GoHighLevel)
AI-powered setup in under 10 minutes with no technical skills required
Post-call summaries and transcriptions with key details on 341 meetings and trustee duties
Smart call transfers with context preservation for seamless handoffs
RAG knowledge base for accurate, up-to-date answers on bankruptcy basics and procedures

Frequently Asked Questions

Yes. Our AI receptionist explains the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/process-bankruptcy-basics" target="_blank" rel="noopener">means test</a> in plain language, helping clients determine if they qualify for <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7</a> or <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">Chapter 13</a>.

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